资料简介
The Key to a Better Life
Time is money.
Money makes the
mare(马，驴) go.
Money isn’t
everything.
Money doesn’t
grow on trees.
It’s easier to earn
money than to
keep it.
Money is the root
of all evil.
A gentleman who
loves money
should make it
by honorable
means.
If you don’t
manage your
money, money
will ignore you.
When?
Where?
Who?
What?
On 25 April, 2005
At schools.
About 7400 American bankers.
The bankers teach primary and
secondary school students how to
manage money.
Why? Thesis :
Supporting examples:
Children are big spenders.
1. In 2003, American teenagers spent
175 billion dollars, an average of 104
dollars per week per teenager.
2. Few teenagers have any savings.
3.Most teenagers spend money as
fast as they can.
4.Nearly all will continue their
spending habits when they grow
up.
What do
bankers
teach the
students?
How to budget and make smart
decisions about money.
How to balance their expenses
against their income.
To understand their family’s
expenses.
How to invest and save money.
To plan to spend an amount of money for a particular purpose
What’s
the
ultimate
purpose
of Teach
Childre
n to
Save
Day?
Quote:
To help students understand the
value of saving money.
A penny saved is a penny earned.
Discuss
ion:
What do you
usually
spend your
pocket money
on?
Brainstor
m
How can you
save more
money?
First, you must be frugal.
Don’t let money burn a hole in your pocket..
Second, don’t be a borrower.
Never borrow from others. Keep away from debt.
Third, don’t be a lender.
Penny and penny laid up will be many.
Fourth, buy things in cash.
Buy only what you need. Don’t buy what you want.
Stop using credit cards and online payment.
Start saving for financial success.(keep record if every transaction)
Brainstorm
What will
you do with
the money
you saved?
Bank
deposit/Stock
exchange/bonds/fun
ds/ insurance
What are the
risks?
1.Save money
Set aside 10% of your income and deposit it at
the bank.
2.Learn some basic knowledge about money
management.
Bear in mind:
there are
always risks in
making
investments, so
you can never
be too careful.
Assignment
Which do you agree? Why?
Income – Expenses(Budget) = Savings
or
Income – Savings = Expenses(Budget)
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